Investment Help

If you are seeking investment help, look at the video here on my services. If you are seeking a different approach to managing your assets, you have landed at the right spot. I am a fee-only advisor registered in the State of Maryland, charge less than half the going rate for investment management, and seek to teach individuals how to manage their own assets using low-cost indexed exchange traded funds. Please call or email me if interested in further details. My website is at If you are new to investing, take a look at the "DIY Investor Newbie" posts here by typing "newbie" in the search box above to the left. These take you through the basics of what you need to know in getting started on doing your own investing.


HEALTH INSURANCE A well-written overview for analyzing health options and reading statements. A must for the younger person entering the job force.

RETIREMENT CALCULATOR Allows you to be as simplified or as complicated as you want.  Worth revisiting at least yearly.

SCHWAB OVERVIEW A comprehensive overview of the benefits of using Schwab as your discount broker.

PORTFOLIO CONSTRUCTION A series of must-see workshop videos by renowned investment manager Paul Merriman on building a buy-and-hold portfolio.  This is the least painful introduction to this process I have found.

MLPs A nice overview of how to add master limited partnerships to an IRA without the tax hassle. Especially important for yield seekers.

DECUMULATION A discussion of different approaches and points to consider when drawing down the nest egg.

SOCIAL SECURITY STRATEGY Nice article listing sources useful for analyzing Social Security strategies.

ROLLING OVER INHERITED IRA  A process that should be easy is trickier than you would think.  Get it wrong and a big chunk goes to Uncle Sam.

LAWS TO FINANCIAL FREEDOM The laws boiled down to the basics by Andrew Hallam, including a terrific book list and other resources.

VARIABLE ANNUITIES Best explanation I've seen on guarantees and costs associated with variable annuities.