Investment Help

If you are seeking investment help, look at the video here on my services. If you are seeking a different approach to managing your assets, you have landed at the right spot. I am a fee-only advisor registered in the State of Maryland, charge less than half the going rate for investment management, and seek to teach individuals how to manage their own assets using low-cost indexed exchange traded funds. Please call or email me if interested in further details. My website is at If you are new to investing, take a look at the "DIY Investor Newbie" posts here by typing "newbie" in the search box above to the left. These take you through the basics of what you need to know in getting started on doing your own investing.

Monday, December 27, 2010

Good to Know

Market Backdrop


  1. I would like to see interest rate edge up in the US as well as China. We seem to be artificially low which tends to drive up consumption and debt, and decrease savings--- the same things that got us into the financial mess in the first place.

  2. @ The Grouch I agree and I think you'll see rates rise.

  3. I also think that rates will be rising, well into 2011 would be my guess. Let's hope a black swan doesn't delay the recovery from taking hold.

  4. I like your advice about index funds. What do you think about Buffet's strategy of a focus portfolio?

  5. re: Mich Interest rates and energy prices are two possibilities.
    re: Clay Ivy I need to read about the focus approach. Buffett focuses but still a big part is his patience and his managing the companies. I saw a lot of focus in the internet sector 10 years ago as investors were convinced that Buffett et. al. were out of touch and the world had changed. I saw investors stay "focused" too long in energy up to the mid 1980s.
    I will definitely read up on it but have to say that I'll start out biased against it.
    Thanks for stopping by.

  6. re: Clay Ivy-- unless the face you see in the mirror each morning is that of Warren Buffet or Charlie Munger, I'd stick with indexes. Just look at the investment track record of Robert Hagstrom of Legg Mason, author of The Warren Buffett Way and The Warren Buffet Portfolio. They have to keep renaming his funds they do so badly.