Investment Help

If you are seeking investment help, look at the video here on my services. If you are seeking a different approach to managing your assets, you have landed at the right spot. I am a fee-only advisor registered in the State of Maryland, charge less than half the going rate for investment management, and seek to teach individuals how to manage their own assets using low-cost indexed exchange traded funds. Please call or email me if interested in further details. My website is at If you are new to investing, take a look at the "DIY Investor Newbie" posts here by typing "newbie" in the search box above to the left. These take you through the basics of what you need to know in getting started on doing your own investing.

Sunday, May 16, 2010

How A Second Grader Beats Wall Street by Allan S. Roth

Don't let the title put you off. "How A Second Grader Beats Wall Street" is worth reading and adding to your library, especially for those not happy with their investment performance, those tired of paying excessive fees to investment advisors, and DIY Investor Newbies. Complex topics are simplified. The chapter on locating investments to minimize taxes by paying taxes at the lowest rate and avoiding taxes until they have to be paid will save many readers a lot of money.
Full disclosure: the book is centered on the investment philosophy I believe most investors should follow - focus on asset allocation, invest with low cost indexed exchange traded funds or mutual funds, and participate in broad markets.
It presents an approach that has handily outperformed professional managers over the long-term.
A portfolio constructed by applying the ideas in the book can be found at Paul Farrel's lazy portfolio site.


  1. I'm a consistent reader of Roth's columns over at

  2. I'm going to add it to the blogs I follow. Thanks.