tag:blogger.com,1999:blog-8091367287813993533.post8572337150490056400..comments2023-10-22T11:30:33.581-04:00Comments on Do-It-Yourself (DIY) Investor: Bond allocationRobert Wasilewskihttp://www.blogger.com/profile/04536814650758511673noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-8091367287813993533.post-81080067273080386132010-04-27T10:23:51.694-04:002010-04-27T10:23:51.694-04:00I agree with you on simplification. It makes it m...I agree with you on simplification. It makes it much easier to stick with the investment plan. And who hasn't been fooled by "Mr. Market?"The Grouchhttps://www.blogger.com/profile/16355057736314451831noreply@blogger.comtag:blogger.com,1999:blog-8091367287813993533.post-71675427560356023852010-04-27T09:55:40.977-04:002010-04-27T09:55:40.977-04:00Good point on the Discover money market as long as...Good point on the Discover money market as long as you stay within FDIC limit. It is a little bit of a hassel if you are moving your money around. For example, if you want to reduce cash position by 5% and increase corporate bond exposure by 5%. But the yield pickup is substantive.<br />Same point on Treasury Direct - not easy to sell and put into alternative asset. Still, you do get a nice Robert Wasilewskihttps://www.blogger.com/profile/04536814650758511673noreply@blogger.comtag:blogger.com,1999:blog-8091367287813993533.post-59735482843082833582010-04-27T09:04:08.163-04:002010-04-27T09:04:08.163-04:00A Vanguard Prime Money Market yield of .02% doesn&...A Vanguard Prime Money Market yield of .02% doesn't exactly have me turning cartwheels when you can get somewhere between 1.3-1.2% FDIC insured money market or savings account at Discover, Amex, or Ally. I've been in Prime Money Market for many years and have recently switched.<br /><br />Also, I expect interest rates to rise sometime after the elections this fall so I'm keeping my The Grouchhttps://www.blogger.com/profile/16355057736314451831noreply@blogger.com