tag:blogger.com,1999:blog-8091367287813993533.post7664929746330033019..comments2023-10-22T11:30:33.581-04:00Comments on Do-It-Yourself (DIY) Investor: Managing Retirement Savings - A Couples Study (Con't.)Robert Wasilewskihttp://www.blogger.com/profile/04536814650758511673noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-8091367287813993533.post-13195602038854838232011-09-23T07:31:58.767-04:002011-09-23T07:31:58.767-04:00re Anonymous Actually a great percentage of the am...re Anonymous Actually a great percentage of the amount comes in the last couple of years. The ability to keep people alive with very expensive equipment and procedures drives up the cost. <br />Another factor is that healthier people, contrary to intuition, have higher than average costs. If you exercise and watch your diet and live to be 103 you're going to need knee replacements, a new hip DIY Investorhttp://rwinvesting.blogspot.comnoreply@blogger.comtag:blogger.com,1999:blog-8091367287813993533.post-19930289630904295482011-09-22T22:36:41.037-04:002011-09-22T22:36:41.037-04:00Thank you. It's refreshing to see an estimate,...Thank you. It's refreshing to see an estimate, sobering though the figure is. <br /><br />If the couple lives 15 years, that's about $20,000 each year on health care for the two of them, over $800 per month for each of them. Add in long term care and Medicare supplementary, and they are easily over $1,000 per month per person. Realistic?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8091367287813993533.post-1315345123049698302011-09-22T16:38:37.437-04:002011-09-22T16:38:37.437-04:00re: Grouch Agreed. Still the earlier they are cons...re: Grouch Agreed. Still the earlier they are considered the better. Also, I see so many couples where one has no clue on financial plans for retirement.<br />re: Anonymous The dollar amount I see for a 65 year old couple retiring today is $300,000. This does not include long-term care.DIY Investorhttp://rwinvesting.blogspot.comnoreply@blogger.comtag:blogger.com,1999:blog-8091367287813993533.post-50783160428729986782011-09-22T15:02:57.241-04:002011-09-22T15:02:57.241-04:00Advisers frequently suggest that retirees factor i...Advisers frequently suggest that retirees factor in health care costs. What is a reasonable factor? A percentage? An absolute dollar amount?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8091367287813993533.post-67344923351857925992011-09-22T13:35:51.978-04:002011-09-22T13:35:51.978-04:00These are not easy questions for the average coupl...These are not easy questions for the average couple to answer, especially if they are going through major life changes.The Grouchhttps://www.blogger.com/profile/16355057736314451831noreply@blogger.com