tag:blogger.com,1999:blog-8091367287813993533.post3180349366612659412..comments2023-10-22T11:30:33.581-04:00Comments on Do-It-Yourself (DIY) Investor: Are You an Accumulator or a Decumulator?Robert Wasilewskihttp://www.blogger.com/profile/04536814650758511673noreply@blogger.comBlogger6125tag:blogger.com,1999:blog-8091367287813993533.post-40242396092865980032010-06-30T09:24:01.151-04:002010-06-30T09:24:01.151-04:00Greetings Grouch:
Actually if you stay employed y...Greetings Grouch:<br />Actually if you stay employed you're better off because prices are falling in many areas. For example, if you need some home repairs done etc. you can get some really good bids.Robert Wasilewskihttps://www.blogger.com/profile/04536814650758511673noreply@blogger.comtag:blogger.com,1999:blog-8091367287813993533.post-78199096785658229332010-06-30T08:36:56.319-04:002010-06-30T08:36:56.319-04:00As long as I can stay employed, I intend to be a D...As long as I can stay employed, I intend to be a DCA accumulator.... but staying employed these days is not easy.The Grouchhttps://www.blogger.com/profile/16355057736314451831noreply@blogger.comtag:blogger.com,1999:blog-8091367287813993533.post-40712831483218309082010-06-30T06:54:12.330-04:002010-06-30T06:54:12.330-04:00@Shawn
The difficulty with financial blogs, semina...@Shawn<br />The difficulty with financial blogs, seminars etc. is that the people who know the concepts read and attend. The people that need this message ignore sources that can help them. You and I understand the power of DCA, compounding etc. So many don't. They don't understand that they should be putting away at least a small amount on a regular basis and investing especially in a Robert Wasilewskihttps://www.blogger.com/profile/04536814650758511673noreply@blogger.comtag:blogger.com,1999:blog-8091367287813993533.post-75633522768556449912010-06-29T22:25:00.450-04:002010-06-29T22:25:00.450-04:00I do hope more people will be able to retire with ...I do hope more people will be able to retire with dignity. I agree it is not always possible to leave your investments plugged in, especially if you have a late start or make risky financial decisions. I hope more investors will read sites like this though. Like you said DCA is very simple way for accumulating a nest egg.Shawn Watsonhttps://www.blogger.com/profile/05668363529447868141noreply@blogger.comtag:blogger.com,1999:blog-8091367287813993533.post-33020843114790880682010-06-29T15:01:31.196-04:002010-06-29T15:01:31.196-04:00Good point but as you say not always possible. Be ...Good point but as you say not always possible. Be prepared in case inflation picks up, dividends are cut, and/or interest payments drop. Retirees today are feeling the pain because bonds are maturing, CDs are maturing etc. and they are being replaced with low interest items.<br />I like your thinking. People retire and they figure they'll just sell shares of their stock fund each month and itRobert Wasilewskihttps://www.blogger.com/profile/04536814650758511673noreply@blogger.comtag:blogger.com,1999:blog-8091367287813993533.post-92057959053784320932010-06-29T13:08:52.101-04:002010-06-29T13:08:52.101-04:00Ideally, one would reduce their expenses to the po...Ideally, one would reduce their expenses to the point where capital liquidation would not be necessary and dividend/interest income could cover the expenses, but this isn't always possible...InvestItWiselyhttp://www.investitwisely.comnoreply@blogger.com