tag:blogger.com,1999:blog-8091367287813993533.post7175572327957371606..comments2023-10-22T11:30:33.581-04:00Comments on Do-It-Yourself (DIY) Investor: Opt in/Opt out ?Robert Wasilewskihttp://www.blogger.com/profile/04536814650758511673noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-8091367287813993533.post-76229695136454816482011-01-05T16:15:16.809-05:002011-01-05T16:15:16.809-05:00Who is to blame DIY? HR or the educational system?...Who is to blame DIY? HR or the educational system? <br />Frankly, I don't know anymore. In my opinion, every person also has a minimum responsibility towards himself when it comes to investing for the future.BeatingTheIndexhttp://www.beatingtheindex.comnoreply@blogger.comtag:blogger.com,1999:blog-8091367287813993533.post-81305505461231248962011-01-05T12:21:50.083-05:002011-01-05T12:21:50.083-05:00Great point! A simple check box can mean the diff...Great point! A simple check box can mean the difference between a good retirement and a bad one!<br /><br />I agree, education is the key. It is appalling how ignorant people are towards retirement planning.MoneyConehttp://www.moneycone.comnoreply@blogger.comtag:blogger.com,1999:blog-8091367287813993533.post-55133426773172688882011-01-05T08:38:29.013-05:002011-01-05T08:38:29.013-05:00I'm sure you know but one of the problems (mos...I'm sure you know but one of the problems (mostly unspoken) with community college is it coddles the students. Some professors chase students down the hall reminding them if they get their assignments in late they will still get credit. A few years later these students get in the business world and can't understand why their poor work ethic keeps them from being promoted. It's all DIY Investorhttp://rwinvesting.blogspot.comnoreply@blogger.comtag:blogger.com,1999:blog-8091367287813993533.post-6861572389225701242011-01-05T08:14:29.808-05:002011-01-05T08:14:29.808-05:00Great response on the sleeping students, by the wa...Great response on the sleeping students, by the way. I agree with you that HR departments should explain to the employees the consequences of opt-in or opt-out, but most don't. However, it is ultimately up to the individual to make the decision. Some will choose having a few extra dollars today over having several hundred thousand dollars in a 401k for their retirement years.The Grouchhttps://www.blogger.com/profile/16355057736314451831noreply@blogger.com